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Equipment Insurance

Most businesses rely on common or specialized forms of equipment to complete work and create products. You cannot work if your equipment is not working, and equipment that operates poorly can affect the quality of your work. Equipment vital to your business success needs to be protected with insurance.

Consider whether or not your business could afford to replace stolen equipment or critical business machines damaged by fires, floods, and other weather emergencies, such as tornadoes. Without insurance, even simple events like a power surge or an employee error could cause major damage and imperil your business.

Equipment Insurance Features

Equipment insurance covers you when equipment breaks down. The insurance can cover the cost to repair or replace the equipment, as well as other costs involved in getting your business operational again. Your computers and electronics, for instance, are considered equipment and can be covered in the same policy.

Loss of business income should be part of a proper policy in case loss occurs due to equipment failure. Insurance can cover the cost to replace spoiled stock, or raw material that was ruined by an equipment malfunction. Equipment insurance or business interruption insurance can cover loss of income due to something as indirect as a website going down for an extended period, if you depend on the site for customer orders.

Call a Thomas Insurance and Financial Services, Inc. agent today to find out how we can help you make sure all your equipment is covered. We can show you how to keep your business running in the event of an equipment failure. Ultimately, we will help you stay in business when your equipment threatens to put you out of business.

Our Locations

Barrington Office

117 South Cook Street
Barrington, IL 60010
Main office: 224-220-9949

Chicago Office

3413 North Paulina Street
Chicago, IL 60657
Main office: 224-220-9949

Our Providers

We have had our insurance with the Thomas Insurance Agency for several years and they have been great to work with! Tom Zagorski has consistently provided excellent coverage with top rated insurance companies at a affordable price. We highly recommend Tom and his agency for their insurance industry knowledge and prompt, reliable service!
Ingrid Frankian